Business Loan


Life is full of ups and downs, and its various seasons bring with them both expected and unexpected responsibilities and corresponding expenses. Whether it is a sudden illness, a government contract or a flash sale of an asset at a giveaway price, impromptu events usually come up that necessitates an urgent loan facility. 

The way traditional banks are structured in terms of loan provision to both individuals and corporate entities makes it impossible to get needed loans as speedily as possible. In most cases, the requirements of ridiculous collateral among other things make them unsuitable to offer some sorts of financial assistance needed sometimes. The ridiculously high-interest rates on loans too tend to scare off lots of potential borrowers from making moves to secure bank loans.

In the quest for flexible alternatives, it is important to patronize recognized and licensed credit providers, to avoid falling victim to scams and inhumane treatment. This is where BTB Creditz comes in as your customer-friendly, licensed and reliable moneylender in Singapore. With some of the most flexible loan terms available among the hundreds of registered moneylenders, BTB Creditz aims at taking care of your immediate business or personal financial needs, so opportunities are swiftly grabbed, and potential problems are promptly nipped in the bud.


BTB Creditz makes provisions to help people who experience financial challenges, assisting them to overcome such in a comfortable manner. We boast of loan experts who are certified and experienced professionals. We have plans that are designed specifically to suit you if your need is a large sum of money to keep your business going, funds to do an enterprise facelift or smaller sums of cash for everyday bills or unexpected emergencies. 

We do not require you to show your credit scores, no matter the sum or type of loan you need. Our credit facilities require no collateral, no down payment and no guarantor as is the custom with many other credit agencies, thus making borrowing more convenient.

Financial Aid for Entrepreneurs

BTB Creditz offers the best business loan schemes in Singapore to help entrepreneurs and business owners keep their companies working and support the expansion of business concerns to the growth stage. These loans are collateral-free and unhampered by the many bottlenecks small businesses usually encounter while seeking loans from banks, despite having right credit standings. 

The diverse complicated documentation requested by banks in the course of loan applications also disqualify start-ups from getting loans, but we have simplified the requirements to ensure every class of business is well catered for.

Processing business loans for interested clients takes 5-7 working days depending on the loan sum, and business owners in Singapore can access between SGD$10000 – 300000. Prospective borrowers need to fill a simple loan application form in the loan office, and the loan amount and repayment plan will be considered for approval. 


On approval, the loan officer will get in touch with you and fix a time for you to personally collect your cash loan from the office. The necessary documents required to apply for a business loan application are:

Swift and Friendly Loan Process

It is important to bring along all required documents when coming to file for a loan, as they will be required as you fill your application, so as not to cause delays in consideration and approval. Usually, one of our friendly loan officers will ask questions on the intended loan amount, examine your monthly salary (personal loans) to cross-check suitable loan amounts and repayment plans, and advise on your best alternatives.

The interest rate and its spread over the agreed loan period will be well explained by the officer. After reaching a mutual agreement, a contract form will be printed for your perusal and validation, after which you will receive your cash loan instantly. The whole process is designed to be completed under 20 minutes, one of the fastest times available among moneylenders in Singapore. 


Custom-Made Repayment Plans

To ensure our loans are not burdensome, interest rates are 4% monthly, with weekly, bi-weekly and monthly payment plans that ensure the borrower can make use of the loan without undue repayment pressure. 

Therefore, to access stress-free, friendly and flexible credit facilities as an individual or company in Singapore, BTB Creditz is your one-stop shop.