Personal Loan

Settle your pressing matters with the best personal loan in Singapore

In all honesty, life is becoming more expensive. Despite the notable improvements in the economy, the cost of living is fairly high. It is therefore not startling when you get yourself in a state that requires some extra financial help. That is where we come in. 

We are a licensed moneylender in Singapore. If you are in search of an easy and quick way to access a personal loan, then BTB Creditz is your answer.  

Our personal loans

Basically, a personal loan is an unsecured loan that the client is not required to surrender any asset as collateral. Here at BTB Creditz, we believe that a loan should not add to the financial burdens in your life. Instead, a loan should make things easier by boosting your cash flow. That is why we have come up with personal a loan which features low-interest rates and perfectly suits the needs of the average Singaporean. 

Possible reasons for considering a personal loan in Singapore

Unlike auto loans or mortgages, personal loans aren’t assigned for a specific purpose. Theoretically, you could take out a cash loan in Singapore for any reason you want. Although you will possibly declare the loan’s intended purpose on your application, you will have a lot of flexibility in what you can use the money for.   

Some general reasons for getting a personal loan are: 

  • Making a large purchase (like an electronic device or home appliance)
  • Financing a small business purchase
  • Consolidating or refinancing high-interest debt
  • Making a home improvement
  • Financing education expenses
  • Paying for a medical expense
  • Taking a vacation
  • Paying for a wedding ceremony

Applying for a low-interest personal loan with us

Here is the eligibility criterion for qualifying for our Singaporean personal loan:

  • Must be a Singaporean or a permanent resident
  • Must be 18 years and above, but less than 65 years
  • Be permanently employed - Must provide legal proof of income. Your salary slips for the last 3 months or income tax records for the last 2 years will be required in such a case.
  • Self-employed persons must also give legal proof of income. An income tax statement, in this case, might be sufficient.
  • Photocopy of your NRIC (both sides)
  • Tenancy agreement for foreigners
  • Proof of address (hand phone bill or PUB billing statement)

Our personal loan process

We strive to provide fast and easy personal loan approvals in Singapore.


Our loans have all these features:

By filling a simple online form and attaching the relevant documents, our clients can effortlessly access our personal loan. Unlike a bank loan, this can be done comfortably from your office or home.

Our approval process is very efficient. You do not have to wait for days for your application to be approved. Once loan agreement has been signed, money will be disbursed to your account right away. We know you might be having an emergency and that’s why we strive to always provide financial help on time.

Every client is unique and we go out of our way to design a repayment schedule and rate which fully fits your earnings. It’s all up to you to choose if you want a weekly, fortnightly, or monthly repayment schedule.

We are aware, applying for a loan can be a nerve-racking affair and we have trained our loan officers specifically to be tolerant and obliging to borrowers while providing them with comprehensive information about our personal loan products.

Apply for a personal loan today!

Whichever kind of financial emergency you are facing, feel free to call us.  We are one of the most reputable Singapore moneylenders and have assisted thousands of people to move on with their daily lives happily through our flexible personal loans. Once you engage a reliable and licensed moneylender like us, the rest falls into place smoothly. 

Call us today for more details regarding our services. 

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